Loans

Saint Louis University participates in the William D. Ford Direct Loan Program. Direct Loan funds are provided through the U.S. Department of Education.

直接无补贴贷款适用于就读或即将就读的学生 least half-time at an accredited school. Students must apply for these loans by submitting the Free Application for Federal Student Aid (FAFSA) each year. Saint Louis University’s federal school code is 002506. Once Saint Louis 学校收到FAFSA信息，奖励信在3月份发给学生 for the upcoming academic year. A student must then confirm the amount of the loan via my博彩网址大全 by selecting “Financial Aid Awards” under the student tab.

如果学生是这个贷款项目的第一次借款人，他们还必须完成 直接无补贴贷款主本票和博彩网址大全咨询 studentaid.gov.

• Eligibility: U.S. citizens, eligible non-citizens. (Note: students with an F1 or F2 学生签证或J1或J2交流访问学者签证或G系列签证不符合条件 for federal aid.)
• Amounts available: Up to $20,500 per academic year.
• Repayment: 10-25 years, depending on the total amount borrowed. Use the repayment calculator tool to explore the various options.

直接PLUS贷款通常弥补了现有财政援助和学生贷款之间的差距 remaining cost of attendance. Direct PLUS loans are available to students who are or will be enrolled at least half-time at an accredited school. The lender will perform a credit check at the time of application. To be approved, the applicant must not have an adverse credit history.

学生每年通过以下步骤申请这些贷款:

1. 通过以下方式完成联邦学生援助(FAFSA)免费申请 fafsa.gov. Saint Louis University’s federal school code is 002506.
2. Submit a “Direct PLUS Loan Request” via studentaid.gov. 学生必须用完直接无补贴贷款项目提供的贷款 first.
3. 仅限新借款人:完成主本票(MPN)和博彩网址大全咨询 via studentaid.gov.

• Eligibility: U.S. citizens, eligible non-citizens. (Note: students with an F1 or F2 学生签证或J1或J2交流访问学者签证或G系列签证不符合条件 for federal aid.)
• 可用金额:以出席费用减去其他援助为上限.
• Repayment: 10-25 years, depending on the total amount borrowed.  Use the repayment calculator tool to explore the various options.

除了联邦学生贷款，法律专业的学生还可以选择资助与教育相关的项目 expenses from a private loan. Saint Louis University recommends reviewing your aid 选择，包括联邦贷款，然后再申请私人贷款.

私人贷款是为信誉良好的借款人(学生、家长)提供的教育贷款 or other) that is offered by banks and other organizations. You may borrow from any 你选择的贷款机构，不需要使用博彩网址大全的贷款机构 preferred lender list. 博彩网址大全将处理任何贷款人的贷款 delay.

通过点击以下链接，您将被引导离开博彩网址大全 Student Financial Services website. Review 博彩网址大全's preferred lender list for law and bar study: Law/Bar Study Preferred Lender List.

学生金融服务和ELM资源的员工，一个软件供应商 ELMSelect，禁止接受任何经济或其他利益作为交换 for displaying lenders and loan options in ELMSelect. Prohibited activities of financial 援助雇员包括但不限于:在出借人或出借人附属机构服务 顾问委员会(有偿或无偿)，接受礼品，包括旅行，用餐 and entertainment. 浏览更多保单详情及选择标准 lender list here.

对于计划在博彩网址大全的国际学生 在开始学习之前，必须满足法律、经济方面的要求. Federal aid is not 适用于持F1或F2学生签证的国际学生，J1或J2交换生 visitor visa or a G series visa.

联系合适的贷款机构了解具体要求和资格. Saint 路易斯大学法学院不认可或推荐任何贷款. 请仔细阅读和研究各种贷款，以确定哪种贷款最好 matches your needs.

在这里找到更多关于国际学生经济援助的信息.

我们慷慨的捐助者制定了几项紧急贷款基金，以帮助学生在 their legal education. The School of Law has limited funds available to law students in need of short-term, emergency funds. Depending on the availability of funds, students may borrow up to $2,000. It is imperative that all borrowers abide by the repayment 有义务确保其他学生的持续可用性. Amounts owed are debts to the University. 不偿还可能导致拒绝释放官员 transcripts or the imposition of other penalties. Please see the Law School Financial Aid Office regarding the emergency loan funds.

目前，法律专业学生可获得以下紧急贷款:

• Irvin and Margaret Dagen Emergency Loan: Up to $1,000 is available to currently enrolled law students. Loan repayment is up 如果到期日贷款未全部付清，贷款期限为6个月，利率为6% date.
• Terry Gould Emergency Loan: Up to $2,000 is available to currently enrolled law students. Loan repayment terms 是否经借款人同意，不超过其预期毕业日期. 如有需要，本署会按6%的利率收取贷款 maturity date.
• Allen E. Fishman Emergency Loan: 毕业生最高可获得300美元，以帮助支付酒吧相关费用. 贷款还款期限为3年，如果没有还款，利率为6% in full by the maturity date.
• Callis Revolving Student Loan Fund: 基金的设立是为了帮助即将毕业的学生支付学费 bar prep expenses, but who do not have available funds. Law students must be enrolled 在法学院的最后一个学期，并且有毕业申请. Loan 如果贷款没有全额支付，还款期限为三年，利率为6% by the maturity due date.

由于斯塔福德的贷款是由联邦政府担保的，以前出现过信用问题 不会影响你的资格资格-除非你拖欠学生贷款. 信用问题可能会影响你申请研究生加分贷款和私人/替代贷款的资格 loans. 毕业生PLUS贷款和私人/替代贷款是基于批准的 以借款人或信誉良好的共同借款人的信用偿还.

Refunds begin the week before school begins. If you completed your application well 在学期开始之前，你应该在前两个学期内收到贷款资金 weeks of school. 建议您通过网站注册电子退款 Bill Payment Suite in my博彩网址大全.

您必须立即联系您的贷方或贷款服务机构，以便制定还款计划 plan. 在大多数情况下，你将被要求至少连续六次准时到达 payments before you can apply for further federal loans.

如果你不确定谁拥有你的学生贷款，你可以要求提供这些信息 by using the National Student Loan Data System.